Team
Ian McGinnis
Founder & Financial Planner
Investment Adviser Representative · Series 63 & 65
About Ian
Ian McGinnis is the founder of Dental Wealth Partners and a fee-only financial planner dedicated to dentists. As an investment adviser representative (Series 63 and 65), he built the firm to give dentists coordinated, fiduciary advice across their practice, taxes, investments, retirement plans, and long-term goals — the whole picture in one strategy. A graduate of Belhaven University, Ian previously worked at Davis Private Wealth, MML Investors Services, and Northwestern Mutual, and is based in the Jackson, Mississippi area. He is the author of The Wealthy Dentist and hosts the Smiles & Cents podcast.
Articles by Ian McGinnis
- Home, auto & personal insurance for dentists: getting the personal lines rightHigh earners are under-covered more often than over-covered. How dentists should set home, auto, valuables, and liability limits — and tie them to an umbrella.
- Business overhead expense (BOE) insurance for dentistsBOE insurance pays your practice’s fixed costs — rent, staff, utilities — if you’re disabled, so the business survives while you recover or sell. How it works and who needs it.
- Buy-sell agreements and insurance for dental partnershipsA buy-sell agreement decides what happens to a partner’s share on death, disability, or exit — and life and disability insurance fund it. What co-owners need to know.
- Umbrella insurance for dentists: how much liability protection do you need?An umbrella policy adds a large, low-cost layer of personal liability protection above your home and auto limits — important protection for a high-income dentist.
- Malpractice insurance for dentists: a complete guideClaims-made vs. occurrence, tail coverage, limits, consent-to-settle, and board-complaint defense — the malpractice coverage every dentist should understand.
- Time is your most important asset — the real link between time and moneyMoney is renewable; time is not. Why time — not money — is a dentist’s scarcest asset, and how that truth should reshape financial decisions.
- When should a dentist claim Social Security?Claiming Social Security early, at full retirement age, or at 70 changes your benefit for life. How dentists should think through the timing decision.
- Don’t retire yet if this is you: 5 warning signsReaching a target balance isn’t the only test of retirement readiness. Five warning signs — financial and personal — that you may not be ready yet.
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