Family office
A family office for dentists who’ve built serious wealth
When success grows into multiple practices, real estate, a DSO stake, or a major liquidity event, your financial life becomes genuinely complex. Our family office service brings it under one coordinated strategy — with the depth, privacy, and long view that level of wealth deserves.
Designed for dentists and dental entrepreneurs with roughly $25 million or more in investable assets and complex, multi-entity financial lives.
The challenge
Complexity is the tax on success
At this level, the problem is rarely a single decision — it’s that dozens of moving parts (entities, accounts, properties, tax situations, advisors) have grown up separately and no longer point the same direction. A family office exists to sit above all of it: one team, one strategy, one long view.
- Wealth spread across practices, real estate, and investment accounts
- A team of advisors who don’t talk to each other
- Tax decisions made entity-by-entity instead of holistically
- No coordinated plan for transferring wealth to the next generation
- Little time — and little desire — to manage it all yourself
Our role
We serve as the central coordinator for your financial life — bringing together investment management, tax planning, estate planning, business strategy, and risk management so your advisors work as one team.
We’re the quarterback, not a replacement for your team
We don’t replace your CPA, your estate attorney, or your bank — and we don’t sell products. Our role is to sit above the whole picture and make sure every specialist is working from the same plan. You keep the professionals you trust; we make them work together.
What we coordinate
Nine areas, run as one relationship
A planning and coordination role across every part of a complex financial life.
Family office coordination
- Coordinate financial decisions across your CPA, estate attorney, insurance professionals, and banking relationships.
- Help ensure your advisors work toward a unified long-term strategy rather than in silos.
- Facilitate meetings and communication between your professional advisors when appropriate.
Advanced tax planning
- Review tax-planning opportunities alongside your CPA before year-end.
- Evaluate entity structure, retirement-plan design, charitable giving, and liquidity events.
- Help prioritize tax-efficient implementation of financial decisions.
Investment oversight
- Develop and monitor a customized investment strategy aligned with your objectives and risk tolerance.
- Review concentrated stock positions, alternative investments, and overall portfolio allocation.
- Coordinate investment decisions with broader tax and estate-planning considerations.
Practice & business advisory
- Assist with practice acquisitions, transitions, recapitalizations, and succession planning.
- Evaluate the financial impact of major business decisions before implementation.
- Coordinate with valuation professionals, lenders, and legal counsel throughout transactions.
Estate & legacy planning
- Work alongside your estate-planning attorney to help ensure your financial plan aligns with your estate documents.
- Review beneficiary designations, titling, liquidity considerations, and wealth-transfer strategies.
- Discuss charitable planning and family governance objectives where appropriate.
Liquidity & capital planning
- Assist in evaluating financing options, securities-backed lending, and major capital decisions through third-party providers.
- Model the impact of liquidity events before implementation.
- Help determine efficient uses of excess cash while maintaining appropriate reserves.
Risk management
- Review personal and business insurance coverage with your insurance professionals.
- Identify potential gaps in liability, disability, life, and umbrella coverage.
- Evaluate risks associated with concentrated assets or business ownership.
Family governance
- Help facilitate family financial meetings.
- Assist in preparing future generations for wealth stewardship.
- Coordinate educational conversations around financial decision-making and succession planning.
Concierge-level planning
- Proactive planning around significant life or business events.
- Availability for time-sensitive financial decisions.
- Ongoing monitoring of your financial plan as circumstances evolve.
Why $25M+ is different
What distinguishes a family-office relationship
It isn’t exclusive products — it’s the complexity of the relationship and the coordination it requires.
- Comprehensive balance-sheet oversight across personal and business assets
- Coordination among multiple professional advisors
- Multi-entity cash-flow and tax planning
- Business-transition and liquidity-event planning
- Investment oversight integrated with tax and estate considerations
- Legacy and philanthropic planning
- Customized reporting and strategic planning meetings
- Access to a network of specialized professionals when needed
The rising generation
Preparing the rising generation
The hardest part of significant wealth isn’t building it — it’s passing it on well. We help you prepare the next generation so your success strengthens your family rather than dividing it: financial education for your children, family meetings and governance, and a clear, shared understanding of what your wealth is for.
- Age-appropriate financial education for children and heirs
- Family meetings and simple governance so decisions are shared, not surprises
- Involving the next generation in giving and values, not just assets
- Preparing heirs for responsibility — and for the conversations most families avoid
Related reading: our in-depth guide to strategic charitable giving.
How it feels to work with us
The family-office difference
One point of contact
A single relationship that understands your whole picture — no re-explaining your life to a new person every year.
Privacy and discretion
Your financial life stays private, handled with the discretion that complex wealth requires.
A multi-generational view
Decisions are made for decades and generations, not the next quarter or the next product.
Fee-only alignment
Even at this level, we’re paid only by you — no commissions, no product sales, no hidden incentives.
Frequently asked questions
Dentists and dental entrepreneurs with roughly $25 million or more in investable assets and genuinely complex financial lives — multiple practices, real estate, a DSO stake, or a recent liquidity event.
We’re independent and fee-only, so we’re not selling you proprietary products. And we’re built specifically for dentists — we understand practices, DSOs, and the path that created your wealth in the first place.
No. We provide fee-only investment advice, planning, and coordination. Your CPA and estate attorney do the tax and legal work — we make sure it all fits one strategy. We can work with your existing advisors or introduce trusted ones.
Yes. Many families come to us with a CPA and attorney they trust. Our role is often to coordinate that team around a single plan rather than replace it.
Free guide & research
The Dental Family Office: Advanced Strategies for $25M+
An in-depth guide to running significant wealth as one strategy — including a worked buy-borrow-die case study on a $52M portfolio. Illustrative and educational only.
Wealth this significant deserves a single strategy.
If your financial life has outgrown ordinary planning, let’s have a private conversation about coordinating all of it.