Topic
Investing & wealth for dentists
Investing should serve a plan. These guides cover building diversified wealth beyond the practice and avoiding concentration risk.
- 2 min
The role of bonds in retirement: playing not to lose
Bonds won’t make you rich, but in retirement they do a different, vital job: stability and safe money to spend so you’re not forced to sell stocks in a downturn.
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Building your retirement paycheck: turning savings into income
Retirement flips the problem from saving to spending. How dentists can turn a portfolio and practice-sale proceeds into a reliable, tax-smart paycheck.
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How should a dentist invest a windfall or practice-sale proceeds?
A practice sale, inheritance, or big bonus deserves a plan, not a rush. How dentists should handle a windfall — reserves, taxes, debt, then investing.
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Dollar-cost averaging vs. lump sum: how should a dentist invest a large amount?
Investing a lump sum all at once usually beats spreading it out — but dollar-cost averaging can be the smarter behavioral choice. How dentists should decide.
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Direct indexing and direct investing for dentists, explained
Direct indexing lets you own the individual stocks of an index directly — capturing index-like returns plus tax-loss harvesting. When it fits a high-earning dentist.
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How should a dentist set their asset allocation?
Asset allocation — your split between stocks, bonds, and cash — drives most of your returns and risk. How dentists should set and maintain theirs.
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Index funds vs. active investing: which is better for dentists?
For most dentists, low-cost index funds beat active stock-picking and most active funds after fees. Here’s why — and the narrow cases where active can fit.
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The top 5 financial moves for dentists (by area)
A fast, high-impact checklist: the top 5 things to do for retirement, practice ownership, taxes, investing, and protection — for busy dentists.
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Real estate syndications for dentists: GP vs. LP explained
In a real estate syndication, the GP runs the deal and the LP invests passively. What dentists should know about roles, private 1031s, risk, and access.
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How should a dentist invest in real estate?
Dentists can invest in real estate actively (direct ownership) or passively (syndications, DSTs, REITs). How to weigh each — and avoid over-concentration.
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How should a dentist invest?
Most dentists build wealth with a boring, diversified, low-cost portfolio — after maxing tax-advantaged accounts and diversifying beyond the practice.
Read article → - 5 min
“Buy, borrow, die,” explained: PALs and box spreads
A plain-English, balanced look at the “buy, borrow, die” strategy — how pledged asset lines and box spreads work, and the significant risks involved.
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Why your dental practice shouldn’t be your whole retirement plan
Concentration risk is the quiet danger for successful dentists. Here’s how to think about building wealth beyond the practice.
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Your practice should support your life — not control it.
Build a coordinated financial strategy designed around your practice, your family, and the freedom you want your work to create.