Topic
Insurance & risk for dentists
Protecting your income and your practice. These guides cover disability coverage and managing the risks specific to dentists.
- 2 min
Home, auto & personal insurance for dentists: getting the personal lines right
High earners are under-covered more often than over-covered. How dentists should set home, auto, valuables, and liability limits — and tie them to an umbrella.
Read article → - 3 min
Business overhead expense (BOE) insurance for dentists
BOE insurance pays your practice’s fixed costs — rent, staff, utilities — if you’re disabled, so the business survives while you recover or sell. How it works and who needs it.
Read article → - 3 min
Buy-sell agreements and insurance for dental partnerships
A buy-sell agreement decides what happens to a partner’s share on death, disability, or exit — and life and disability insurance fund it. What co-owners need to know.
Read article → - 2 min
Umbrella insurance for dentists: how much liability protection do you need?
An umbrella policy adds a large, low-cost layer of personal liability protection above your home and auto limits — important protection for a high-income dentist.
Read article → - 3 min
Malpractice insurance for dentists: a complete guide
Claims-made vs. occurrence, tail coverage, limits, consent-to-settle, and board-complaint defense — the malpractice coverage every dentist should understand.
Read article → - 3 min
ILITs for dentists: life insurance and the estate tax
An irrevocable life insurance trust (ILIT) can keep life-insurance proceeds out of a taxable estate and provide liquidity to pay estate tax. Educational only.
Read article → - 3 min
Types of trusts, and why a dentist might use one over another
Revocable, irrevocable, ILIT, special needs, dynasty, and charitable trusts — what each does and when a dentist might use one. Educational only; see an attorney.
Read article → - 3 min
Asset protection strategies for dentists
Dentists face real liability exposure. A layered approach — insurance, entities, retirement accounts, and titling — helps protect personal and practice assets.
Read article → - 3 min
What insurance does a dentist actually need?
Dentists need disability, malpractice, life (usually term), and — for owners — business coverages. A plain-English checklist of what matters and what’s oversold.
Read article → - 3 min
Term vs. whole life insurance: what do dentists actually need?
Most dentists are best served by term life insurance plus investing the difference. When whole life makes sense — and why it’s so often oversold.
Read article → - 7 min
Disability insurance for dentists: what to know
Why disability insurance is essential for dentists, what “own-occupation” coverage means, and how to think about how much you need.
Read article →
Your practice should support your life — not control it.
Build a coordinated financial strategy designed around your practice, your family, and the freedom you want your work to create.